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A Business Owners Policy (BOP) is insurance that typically combines both business property and general liability insurance into one in order to protect businesses from risks such as fires or theft. It is a safe way to protect your business from the unexpected, especially if you own property.

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What BOP Typically Covers:

General Liability-protects a business from a person claiming bodily injury from your business.

Property Liability- protects your business from property damage. This will cover all equipment and furniture in the business and is good for up to 5 office locations.

Business Income/Interruption Insurance- protects your business from income loss due to unexpected interruption of operations such as a fire.

Additional Coverage You Can Add:

  • -Cyber Insurance

What Is Not Covered:

  • -Professional Liability
  • -Workers' Compensation

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